How to start a disability claim in Iowa?

By Hogan Smith

Updated 06/09/2025


If you’re unable to work due to a medical condition, you may be eligible for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI). Starting a disability claim in Iowa involves gathering the right documentation, meeting federal eligibility criteria, and submitting your application correctly. This guide will walk you through the steps to begin your claim with confidence.

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Step 1: Determine Which Program You Qualify For

Before filing your claim, understand whether you’re applying for SSDI, SSI, or both:


  • SSDI: Requires a work history with enough credits from paying into Social Security
  • SSI: Based on financial need, available to individuals with limited income and resources regardless of work history


Both programs require that your disability prevents you from working for at least 12 months or is expected to result in death.


Step 2: Gather Medical and Personal Information

To successfully file a disability claim, collect all necessary documentation:


  • Medical records: Doctor’s notes, test results, diagnoses, hospital stays, and treatments
  • Work history: Job titles, duties, dates of employment for the last 15 years
  • Medications: Names, dosages, and prescribing doctors
  • Contact information: Doctors, clinics, hospitals, and anyone treating your condition
  • Financial information: For SSI claims, details on your income, resources, and living situation


Having this information organized ahead of time can speed up the process.


Step 3: Complete Your Application

You can apply for disability benefits in Iowa in one of three ways:


  • Online: Visit the SSA’s application portal
  • By phone: Call the SSA at 1-800-772-1213
  • In person: Visit your local Social Security office (call first to make an appointment)


Be thorough and honest when filling out the forms. Incomplete or inaccurate information can delay your claim or lead to a denial.


Step 4: Cooperate with the SSA During the Review

Once your claim is submitted:


  • SSA may request additional medical records or schedule exams
  • You might be asked to complete function reports or work activity forms
  • Respond promptly to all SSA requests and keep copies of every communication


The initial decision usually takes 3 to 6 months, but it can vary.


Step 5: Track Your Claim Status

You can monitor your claim online by creating a mySSA account, or by calling the SSA. Stay in contact to ensure no documents are missing and that your claim is moving forward.

How Hogan Smith Can Help

Starting a disability claim in Iowa can be overwhelming, especially if you’re unfamiliar with the process. Hogan Smith can help you:


  • Determine which program you’re eligible for
  • Prepare and organize the required documents
  • Submit a strong, accurate application
  • Avoid common mistakes that lead to denials
  • Support you through appeals if necessary

Contact Hogan Smith Today

If you’re ready to start your disability claim in Iowa, contact Hogan Smith for a free consultation. Our experienced team will guide you every step of the way so you can focus on your health while we handle the paperwork.


Further Reading

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Updated February 10, 2025

A black and white icon of a newspaper on a white background.

Updated February 10, 2025

A black and white icon of a newspaper on a white background.

Updated February 10, 2025

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