1. SSA’s Definition of Disability

The SSA defines disability using three main criteria:

• You cannot do the work you did before
• You cannot adjust to other work because of your medical condition(s)
• Your disability has lasted or is expected to last for at least 12 months or result in death

This definition applies regardless of your location, including Iowa.

2. Types of Conditions That May Qualify

The SSA maintains a Listing of Impairments, often referred to as the “Blue Book,” which outlines medical conditions that are likely to qualify for disability benefits. These include:

• Musculoskeletal disorders (e.g., back injuries, joint issues)
• Mental health conditions (e.g., depression, anxiety, schizophrenia)
• Neurological disorders (e.g., epilepsy, multiple sclerosis)
• Cardiovascular diseases (e.g., heart failure)
• Respiratory disorders (e.g., COPD, asthma)
• Cancer (certain types and stages)
• Autoimmune diseases (e.g., lupus, rheumatoid arthritis)

Even if your condition is not listed, you may still qualify if it is severe enough to prevent you from working.

3. Functional Limitations Matter

The SSA doesn’t just look at your diagnosis — they also evaluate your residual functional capacity (RFC). This refers to the work-related activities you can still do, such as:

• Sitting or standing for extended periods
• Lifting or carrying objects
• Following instructions and concentrating
• Interacting with others in a work setting

If your medical condition limits your ability to perform basic work tasks, it may be considered a qualifying disability.

4. Evidence You’ll Need

To be approved for SSDI in Iowa, you’ll need to provide strong medical evidence that proves your condition meets SSA standards. This includes:

• Doctor’s records and notes
• Lab and imaging results
• Medication history and treatment plans
• Mental health evaluations (if applicable)
• Statements about how your condition affects your daily activities

The more thorough your documentation, the better your chances of approval.

5. Iowa’s Role in Disability Determination

Once you apply, your claim is sent to Disability Determination Services (DDS) in Iowa. This state agency:

• Reviews your medical records
• May request more information or schedule a consultative exam
• Makes a recommendation to SSA about whether your condition qualifies

It’s important to respond promptly to any requests from DDS to avoid delays.