Initial Application Decision: 3 to 6 Months

After submitting your initial application, it typically takes about 90 to 180 days to receive a decision from the Social Security Administration (SSA).

• Your case is reviewed by Iowa’s Disability Determination Services (DDS)
• They assess your medical records, work history, and daily functioning
• The decision can be delayed if medical evidence is missing or if consultative exams are needed

Being thorough with your documentation can help avoid unnecessary delays.

Reconsideration Decision: 2 to 4 Months

If your initial application is denied and you file a Request for Reconsideration, expect another 60 to 120 days for a new decision.

• A different SSA reviewer evaluates your case
• You can (and should) submit any updated medical records
• Most reconsiderations are also denied, but it’s an important required step

Staying proactive during this stage can set you up for a stronger appeal later.

Hearing with an Administrative Law Judge: 9 to 14 Months

If reconsideration is denied, the next step is requesting a hearing. This is usually the longest wait in the process—plan for 9 to 14 months or longer before your hearing date in Iowa.

• SSA offices in Iowa often face backlogs, especially in urban areas
• You’ll be notified of the hearing date several months in advance
• Preparing well for your hearing significantly increases your chances of success

Post-Hearing Decision: 1 to 3 Months

After your hearing, the judge usually issues a written decision within 30 to 90 days.

• If approved, you’ll receive a Notice of Award explaining your benefits
• Backpay may take a few more weeks to process
• If denied, you can appeal to the Appeals Council

Appeals Council Review: 6 Months or More

If your case goes to the Appeals Council, the wait can extend another 6 to 12 months, depending on case volume.

• The Council may reverse, remand, or uphold the ALJ’s decision
• This is the final step within the SSA before moving to federal court

How to Speed Up the Process

While some delays are unavoidable, you can help prevent unnecessary setbacks by:

• Submitting a complete and accurate application
• Keeping your medical records current
• Responding quickly to all SSA requests
• Creating a mySSA account to track your case online
• Following up regularly with the SSA or your representative